Amazing Consultants Should Get Insurance Too.

For consultants who are amazingly good at their jobs, it’s hard to think of a reason why one should get good liability insurance. For one, you have factors like a 100% feedback rating and have amazing relationships with all of your clients. You charge high prices because you deserve it for the thorough work that you do. However, it might not just be you, since even some of your clients can prove difficult to work with. Everyone, even the top performers have those types of clients. Also, what if a relationship turns sour? Someone who you were once good friends with takes a turn for the worst and becomes a headache to deal with. You cut them loose, then weeks later you get something the mail in the form of a lawsuit against you and your company. Boom. Bigger headache. You’ll have to be smart on this one and cover yourself and your business, because one lawsuit can ruin your entire year, and even your career. All the hard work that you did would come to a grinding halt. Go with the best in the business, and if you’re looking for more information, you’ll want to check out these professionals below to get the best rate and deal available. Home Page

Strategic Insurance

568 South Livingston Ave

Livingston, NJ 07039

Phone: (973) 422-1324

Bankruptcy 101: Overview of Chapters

11703088076_93b9040ae9_nBankruptcy can be a confusing thing to go through. Which one should I do, Chapter 7, chapter 11 or Chapter 13? Here we’re going to discuss a little bit about Chapter 13 bankruptcy. Chapter 13 bankruptcy involves those who want to catch up on mortgages or car loan payments that are past due to keep their assets. The period of catch up is 3-5 years, which can be approved by the courts despite creditors disapproving. The debts can be settled if this plan is approved as long as they make the payments. If they continue to make payments they can keep their assets and property. Chapter 13 is only available to individuals and not corporations, however if there is a business owner like a sole proprietorship, this can possibly be available to them while they continue to run the business. There are many benefits to filing for Chapter 13 bankruptcy versus Chapter 7, and to go fuller into detail you should contact a professional. If you’re looking for a professional you can check these guys out. They’ll be able to show you all of your available options and weigh the pros and cons between the various chapters of bankruptcy. Here’s their website: read this

Ansley & West PA
151 Regions Way
Destin, FL 32541
(850) 837-3777

Understanding Chapter 7 Bankruptcy

There are many types of bankruptcy out there and today we’re going to talk about Chapter 7 bankruptcy. This has to do mostly with individuals, not businesses. Chapter 7 has to deal with liquidating bankruptcy, which means that in return for having no obligation to pay the debt that they owe, they’ll have to turn over specific properties and assets in exchange. More HelpIn most cases, all property is exempt, but when a person has more assets than can be exempt, those assets will be seized and distributed amongst the creditors to which they owe money. Bankruptcy is a federal case, and is filed in a federal court, not a state law or court. Very often though, the creditors receive absolutely nothing from the deal. The clear advantage for the debtor here is that they have no more future obligations to pay the debt, however even then some debts are not exempt, including debts from things like alimony, fraud and child support. If you’re looking at Chapter 7 bankruptcy as an option, check in with the guys who are most knowledgeable about it at the website below. They’ll be able to walk you through your options when filing for bankruptcy and do it in a professional manner. More about the author

Law Office of John F Greene

4507 Furling Ln

Destin, FL 32541

(850) 424-6833

Don’t Drink and Drive. It’s That Simple

drunk driving

Drunk driving is probably one of the dumbest things you could ever do. You’ve seen so many public service announcements and advertisements just saying it’s a bad idea. Even if you have never done it, why would you ever want to? Just because you’re curious? This is probably one of the ways that curiosity killed the cat.¬†Even if you do avoid an accident, you’re going to get caught and DUI’s are just terrible. Not only do they cost a lot of money, that’s on your record for a long time and any possible employment is immediately out of the window. I saw on the news today, that someone was arrested on drunk driving back to back! Someone get him to an AA meeting pronto. Much like texting while driving, drunk drivers put everyone on the road in jeopardy. It really are the bad few apples that ruin everything for the rest of us. You never know who’s life you impact, and especially being responsible for a death is something you can’t just drink away, though many do. Drunk driving is an absolutely bad idea, and you should never do it. If you happen to just negate all advice and do it, check these guys out for help. Read More

Noel B. Leonard, Attorney, LLC
218 N Alston St
Foley, AL 36535
(251) 943-8638